Some Payment Gateways allow you to send Unlinked Transactions or Unreferenced Refunds. This means you have the ability to send payments to a credit card or bank account without requiring an initial transaction to take place.
This is often necessary when you are refunding a sale or a deposit past the allotted time your Payment Gateway allows for refunds. The following Gateways will allow you to send payments based on Credit Card or ACH / Direct Debit transactions.
Credit Card Gateways
Bank Accounts (e-checks/ACH/Direct Debit)