Chargent Support Center

Does chargent verify the first name, last name, and address on credit card?

Your payment gateway always requires a name and address to be sent regardless if you have your AVS (Address Verification System) settings setup to require a matching address.  The name always needs to match the name on the credit card.  The AVS settings in your gateway will determine if the billing address sent is required to match the billing address associated with the credit card.  

If you have your AVS enabled to match and you send a billing address thats different than the one associated with the credit card, the transaction will decline for a mismatch.  

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